I haven't done it in about 5 years. I use to use it all the time at a store called Roses.
I got alot of clothes and toys there for Monica and her kids.
I used the one at KMart the last time to layaway some jewelry and suede coats for Christmas gifts.
I have also used the WalMart layaway for toys for the grandkids. I remember one year I had Brooke with me when I picked up my layaway and the jerks handed me the stuff in a plastic see thru bag!!!!! I was sooooo mad. Brooke saw all the stuff I had picked out for her. I had to tell her I had to take it to where they wrap stuff for Santa Claus. All the way home, she asked where the wrapping place was. I told her I had to leave it in the car til I could go there the next day. LOL
Once I got Monica a talking doll out of layaway from Service Merchandise. I didn't know alot of movement made it talk alot. It talked from the trunk of the car on the way home and she kept saying...Did you hear that. LOL