If you had a bank that credited $86,400
to your account each morning,
carried over the balance from day to day,
allowed you to keep no cash


in your account at the end of 24 hours,
canceled out whatever part
of that amount you failed to use,
what would you do?


Try to spend every cent, of course!
Well, everyone does have such a bank,
and its name is TIME.
Every morning it credits you
with 86,400 seconds. 
The next morning at the same hour
it rules as lost whatever of this
you failed to invest to good purpose.
It carries over no balance
and allows no overdrafts. 

If you don't use the day's deposit,
the loss is yours.
There is no going back,
no drawing against tomorrow. How do you spend your daily surplus?
Best wishes for an Enormous Return
on your investment
Today.

What can you do when there seems to be no hope? You can keep going.

What's the best option when you feel like giving up? The best option is to keep going.

How can you respond when circumstances are acting against you? The most effective response is to continue working your way forward no matter what other factors may be present.

All that you know is based on past experience, and yet the future does not equal the past. For right now you can take action to determine that future and to change the way things will be.

Though it can be easy to give up, remember this. When you're at the point of giving up, you're also at the point where maximum value can be created.

If you feel like giving up, then you have nothing to lose and everything to gain by continuing to push forward. Keep going, for the reward is closer with every step you take.

Ralph Marston