So this might get long but its probably the biggest thing going on in my life right now so I need to talk it out... I cant sleep lately cause of all this jumbled in my head

 

6 months ago we had it all planned out - I was going to take leave from my job and work close to home for a few years while the kids were young. We need a bigger house but we were going to wait a couple years and make a decison about that. At the school 1/2 block from us there was rumours that they were going to subdivide part of the playground and build lots and we thougth if this happened it would be the perfect answer for us since its right there at the school and still only a couple blocks from the sitter plus we could build a house that we want.

 

Then a month ago I found out my job is uncertain, apparently I have been told that I dont need to worry and will be taken care of BUT I can no longer take the leave I had intended I need to be at work in Regina (an hour away) to 'be taken care of' when you take leave you give up the job security and are basically put to tha back of the priority list. Jamie's work is doing layoffs, he is still quite secure but who knows. We have set aside money for him to get his 1A trucking licence in the spring so he has something to fall back on and we are talking about him starting his own grain trucking company since I think he could do well considering there is a need and because I have a lot of farm contacts. But starting your own business is always a risk

 

THEN the other day I found out the lots of the school are not only a go ahead but are being sold starting NEXT week!  So now I dont know what we should do . Should we buy one ? The problem is if we build the house I will need to stay at my job to afford it, but if I stay at my job they will likely place me somewhere else in Regina so I will be commuting for the rest of my life and I dont think I am okay with that.. Plus wat if Jamie loses his job or quits then we dont really need to be in Moose Jaw. We could move to Regina BUT I would rather my kids didnt go to school there I would rather raise them here or somewhere smaller .

 

I am thinking of just buying a lot and holding on to it for a year or so while we decide what to do. It will cost us interest and taxes but we can handle that. I dont think you really lose money on a lot,  the price remains pretty static so we should be able to get it back. Or do we just pass on the opportunity and focus on the future potential business. We could always build on the farm and that would be better for Jamie if he has a semi but its also easily anohter $100,000 more and I dont want to become 'house poor; and have no money left for anything else. Also too the farm is south of Regina so the kids would be going to school in Regina and though I guess I did and turned out fine I think its  worse now, or maybe thats just me being an overprotective mother. There is just something to be said about being in a smaller centre,kwim?

 

I just dont know what to do!