Of Course ,you are 100% correct Dr KUTZ....
Unless you subscrided to total Meltdown, you are behind.. actuallu GOLD .etc..the defensive plays have also lost (Gold was $1,000+, now in $800's even after recent run).. and Cash has been king (but even that with low rates has lost REAL buying power.
IThe correct thing as I, you and many others here is to Take Profits,
resist the Greed..doing that you will be Ok, even in a Doomsday sitiustion like SIRI..(if you took profits at 9,8,7,6,5) ..As they say in Vegas..When you get ahead..
PLAY only with the House $$$..

I have learned a long time Ago..
Prepare for the worst and
NEVER .EVER confuse a Major Bull market with Being a Genius.

so I hedge everything with Options..Sure you may give up some upside but you Will survive the Meltdowns.
I too will be away(from computer most next week) ..so Everyone have a Great Holiday