Gracie, it is wonderful that you are back & healthy! WOOHOO! 

Going to google David Ramsay. (never heard of him)

 

PudgieTinkie, I think this is awesome:

 

My grocery store is giving a 10% incentive with gift cards.  We are going to buy a $300.00 gift card and the store will put $330.00 on it.  (I wish I could afford to put more.  That's free money!) 

 

Wish my grocery stores did the same.

 

Serene, I do this too:

Use kids' bedside water they did not drink from night before to water plants.

 

About 15 yrs ago, a friend gave me that advice.  She said that if tap water sits out for a night it loses its calcium. (It loses something & I think she said calcium) Better for the plants and their pots.  I had a lot of clay pots, that had white rings around the bottom.  After trying this, no more white rings/spots.