Are you talking about using Short Term Disability, Mad?
Here's a few facts....
You can use that if you are on a medical LOA after fulfilling the 14 day waiting period.
Until you hit that 14 days, you can use any sick/vac/personal time.
After that, Hartford pays you once your claim is approved. I believe on average, people tend to get 40-50% of their gross earnings.
I've heard before that people have had a wait to get their STD checks...because of Hartford or their doctors not filling out the proper paperwork.