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| | Message 1 of 3 in Discussion |
| From: Nathan (Original Message) | Sent: 10/16/2008 4:14 PM |
Sup all? Okay...I am VERY disappointed with Wal-Mart Credit Services right now. I have used my Wal-Mart credit card immensly since I have received it back in 2005. I've purchased my glasses, my desktop computer, fillups on gas, my laptop, and my most recent large purchase, the VIZIO 32" Plasma TV back in May.
I had a credit limit of $1,100.00 until TUESDAY, OCTOBER 14, 2008 when I guess some IDIOT decided to lower my credit limit to...........drumroll...........$490.00! The problem came to my acknowledgement when I tried to buy gas ($2.49 per gallon with WMCC or Gift Card yay!) and my WMCC said "See Attendant"...talked to the Murphy USA attendant, she told me to go into the store (which I know the speel cuz I've worked at the service desk and know bout the whole ordeal)...my CC was denied at the POS register inside the store...so I just told myself i'd wait til tomorrow to do something bout this.
I call them this morning to find out that my credit limit was excruciatingly lowered (and keep in mind I have a balance of 514.00 still!) and I would receive a letter in the mail stating why.
I do NOT have any late payments on any of my credit cards, my credit score is very good for my age, I have no delinquincies, I have always paid my WMCC on time EVERY time...And this card I use a lot so this holiday season when I want to use the 0% interest thing...gee I guess I can't cuz most major purchases on my WMCC would be $500 or more (like I said, my 800 dollar laptop, my 548 dollar PC, 547 dollar TV...you get the idea)...they couldn't decrease like my WaMu card I don't use or something but WHY my WMCC?? It could be because of the stock market and economy but still...I wish they would at least TELL me before I did this...cuz I used my WMCC back on Monday to fill up my tank.
I know you guys can't do anything bout this...but I was wondering if you guys have ever had a similar situation regarding this! Let me know! Thanks!
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