Preheat oven to 400*.
In large bowl, mix first 4 ingredients with a fork.
Add next 3 ingredients and mix with fork.Add raisings, if desired.
Fill cups, and bake 15-20 minites till light to medium brown.
For orange muffins, substitute 1 cup orange juice for milk
For jelly filled, add half of the normal amount of batter to the cup and put a heaping teaspoon of jelly on top of the batter, and cover with the other half of the batter. Bake as usual.
For crumb topping, mix 1/2 cup sugar, 1/2 cup flour, and then add 1/4 cup butter or margarine. Mix till crumbly. Add 1 teas. mixture to unbaked mjuffins and bake as usual.