The image above is hosted on Image Cave, a place where you can load your gifs, photos for FREE. There are a number of other sites you can use such as Photobucket, Webshots, etc.  Sign up for a free account and load a photo of your choice. When your photo has loaded you will see the below or similar   You will need to copy the ENTIRE "HTML" line by left clicking on it once (it turns blue) and then right clicking once and then click on "copy" in the drop down box. Start a new MSN message or click on "Reply " to an existing message. Type your message and then click on the little box that says .... Use html to create your page Go to the end of the typing you can see and starting on a new line use CTRL +V to paste the HTML LINE you saved at the beginning Click on "Create Page" to send your message and you are done. This does not use any of your MSN storage space as your photo is hosted on your free Image Cave account, neither are you stealing MSNs bandwidth which is illegal and may get your group shut down.