A bank credits your account each morning with  $86,400. It carries over

no balance to tomorrow. Every evening  you lose the balance you failed to use during  the day.

> >>> >  What would you do?

                Draw out every cent, of  course!!!!

Each of us has such a bank.  Its name is TIME. Every  morning,  it  credits you with 86,400 seconds.

Every night it  writes off what you have failed to invest.

                 If you fail to use the day's deposits, the  loss is yours.

                     There is no going back.  

Invest it so as to improve get from it the utmost in  health, happiness, and  success!

             The clock is running.  Make the  most of life today.