Good luck, Joni!!! We're in the same boat. I'd much rather spend money on the house than eating out but instead, we're doing both and digging quite a deep hole. augh augh augh
  
 I'd like to focus on not eating out so much as well. Hard when we've got hectic-ness until we move in but this is ridiculous. I'm tempted to call Dec. a NO eating out month because with the holiday stuff, we actually eat out less, I think. 
  
 We should hold each other accountable!