Make pudding and let set in fridge. Also make sure cool-whip is thawed. Chop apples and candy bars. Cut up bananas. Mix pudding and cool-whip together in large bowl. Add in apples, bananas, and snickers. Stir all together and serve!! Put in fridge if not serving right away.
This is a dessert that is best when made and eaten in the same day. There are never any left overs!