A Penny Saved is a Penny Earned
Benjamin Franklin said, "A penny saved is a penny earned." I say a dollar saved is more than a dollar earned because it generates interest and you don't need to pay taxes on it. For example, if you use a one dollar off coupon at the grocery store, it has greater value than the one dollar you earned working for your employer. So the dollar you saved is worth more than the money you earned. (grin)