MSN Home  |  My MSN  |  Hotmail
Sign in to Windows Live ID Web Search:   
go to MSNGroups 
Free Forum Hosting
 

Important Announcement Important Announcement
The MSN Groups service will close in February 2009. You can move your group to Multiply, MSN’s partner for online groups. Learn More
Penny,s PlaceContains "mature" content, but not necessarily adult.[email protected] 
  
What's New
  
  ♥♥Welcome♥♥  
  ♥♣♥CHAT♥♣♥  
  General  
  ~*~Off Topic~*~  
  ☺JUKE BOX☺  
  Pictures  
  ♥♣Our Giraffe♣♥  
  ♣Snaggables♣  
  Tips/Tricks♣&PSP  
  ▓Our Stories▓  
  ♪♫Birthdays♪♫  
  ╬ ~The Chapel~╬  
  ♥♣SITE MAP♣♥  
  ~Room Meets~  
  ~*RULES*~  
  
  
  Tools  
 
~*~Off Topic~*~ : Penny's Diary!
Choose another message board
 
     
Reply
 Message 1 of 29 in Discussion 
From: MSN Nickname¤Penny¤2  (Original Message)Sent: 1/6/2008 3:59 PM

Free MySpace Comment Glitter Graphics, HTML Codes, Layouts, Cursors, Backgrounds, Contact Menus, Generators & More! - carrielynnesworld.com

Dilemma Diary!!



First  Previous  15-29 of 29  Next  Last 
Reply
 Message 15 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 2/28/2008 2:46 PM
Oh Dear Diary,,
please please keep fingers crossed..
the person I showed round da house MASELF has put an offer in!!
Oh please please please..let this all be ok..pleasey..i just need some good luck right now..
I have dropped the price as far as i can ..and i fink that welly fair of me ..
so just please dear diary..keep yer pingies crossed..dont let nowt go wrong mr or ms diary..
this is soo important to me..
i canny sleep..thats how i was awake and heard da earthquake cos i was finking let this house sale all go smoothly..i will sleep in a tent mr diary ..i dont care right now..just let this sale go through.
I will even sleep in da dog kennel..anything..if this just goes through..
mind you..my cat would need temp accomadation..but i will find an answer to that asap.
thankyou mr diary..oh mr diary>>??if ya changed sex and you a re a ms diary..i apologise.

Reply
 Message 16 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 2/28/2008 2:52 PM
Dear diary..
re-
listing a..ok as at today.(3/10)
listing..b..ok as at today.(2/10)
listing c..will wait till tomorrowooh fingers crossed this goes up a notch..(1/10)
i will put a score out of 10 each day.
 
I need to get the scores up to 10 as soon as possible mr diary.
Please keep praying ya ear me?

Reply
 Message 17 of 29 in Discussion 
From: MSN NicknamePoshy®Sent: 3/3/2008 10:05 AM
Dear diary..well listing "c" has fallen ..
so thats back to a "0"..nuffink goes right does it??
Grrrrr.
Well i keep ma fingers crossed a and b venture.

Reply
 Message 18 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 3/5/2008 7:38 PM
Possible reasons for gaps between ceiling and walls.
***************************
examples..
We have lived in our newly built home for approx. 2 years.  The first winter, we found a gap - where it looked as if the ceiling was separating from the wall.  We communicated this issue to our builder and was told that this was a common, normal occurrence.  Each year, the builder has come out to fix and has communicated that this will continue due to the change of season.  I have never seen this before - and have built in the past - and never experienced this.  Nor have any of my neighbors or friends seen this in the homes they have built.  Is this common and can this be permanently fixed?  Thanks!
-----Answer-----
Is this a drywall joint that is being re-taped and filled at each repair? Season changes should not cause this. Settlement perhaps. Two story house? Maybe foundation shifts.

Reply
 Message 19 of 29 in Discussion 
From: MSN Nicknamedozy-n-stoneSent: 3/7/2008 1:40 PM
oh poshy what a dilemma nowt goes easy in this life trial and turbulation there to try us hope everything goes ok for you love reading your diary haha

Reply
 Message 20 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 3/9/2008 9:47 AM
listing (a).......4
listing (b).....5
listing (c).....5
 
fingers crossed mr diary..ya ear me..cos I have been awat 4 days just running ma wee socks off ..
I filled da gaps in da wall/ceiling with Pennyfilla..
I scrubbed bleached cleaned..everything ..
I told da tenant..clean up ..or else I,ll stick ma pennyworf in his doobreys.
So far ..back on track..
come on..come on..
come on come on..
gotta get things sorted asap..
gotta sort this all out before room meet ya ear me mr diary.

Reply
 Message 21 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 3/14/2008 2:12 PM
The Well beloved by Thomas Hardy
 
I am currently reading again all the books by Thomas hardy.

Reply
 Message 22 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 3/26/2008 8:01 PM
The investigation found that the government's introduction of the packs has proved to be an unnecessary cost to vendors, and is not helping the already struggling property market. Both property buyers and sellers are finding it hard to obtain the packs, and the information contained in the packs was often misleading.

Hips have been applicable to all properties since 14 December. The packs include local searches, the property's title deeds and an energy performance certificate, which rates the energy efficiency of the property.

They were introduced with the intention of speeding up the buying process, but a recent survey by the government showed that around 60 per cent of homebuyers didn't believe that the process was made quicker by the introduction of Hips.

Which?'s team of researchers posed as prospective homebuyers in Eastbourne, Ipswich, Leicester and Rotherham. They found proof that some vendors were finding it difficult to obtain the packs, even though they had paid for them.

Two estate agents used the excuse that it was illegal for them to mail a copy, and one seller was asked to pay £20 plus VAT to get a hard copy of the report. When she then asked for an electronic copy, the agent said she would have to come and view it on his office's computer.

The researchers also discovered that the prices vendors were being charged by estate agents varied enormously. In London, the price was £351, but the costs ranged from £234 to £529 in other areas of the country.

 Region   Range of quotes (inc VAT)
   
 London  £351 (all six quotes were the same in London)
 Oxford/Abingdon     £351 - £529
 Rotherham   £347 - £470
 Swansea  £234 - £499

The Council of Mortgage Lenders (CML) is also concerned about the length of time the packs are valid for. It believes that the local searches in the packs will be redundant after six months and will then have to be repeated, at extra cost. The Law Society thinks that the searches could expire even sooner.

As well as price, Which?  was also concerned about the quality of some Hips. It asked a Hip assessor to take a look at six packs and he found three to be of good quality, two were average and one was poor.

Which?  spokesman Bob Tolliday said: 'At the moment, it's hard to see how Hips have made the process of selling a house easier and less expensive.

He added: 'If much of the information in a pack goes out of date after four to six months, then that doesn't represent very good value at all.'

The problem with Hips, however, is that it is against the law not to have one when you're selling your property, but there are products on the market which can help you to ease costs.

Sarah Whiteley, a user of Lawpack's Home Information Pack Kit, says ' It helped me to take control of the process and, even better, I didn't have to pay the estate agent to organise the whole thing for me. It helped me to save quite a bit of money.

'It was also easy to give the Hip to the buyer of my house, as everything was on CD.'


Reply
 Message 23 of 29 in Discussion 
From: MSN Nicknamedozy-n-stoneSent: 3/28/2008 9:56 PM
mmmmm what is hips

Reply
 Message 24 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 4/26/2008 11:32 AM
I have moved back home to my roots..In Portsmouth..where I belong.
One week and one day..and 40 of the 69 boxes have been unpacked.
Met the new neighbours one side today..Mark and Paul.Hunky hunks they are..2 brothers who work and commute to Winchester each day.They have a much bigger garden than me because they are semidetached and have a drive at side of their house.Timmy my cat has already seeked out their huge garden which is full of bushes shrubs and he ventures over the fence to their little jungle!
My garden is full of pretty trees and shrubs and grass.
I have a fish pond but much to Timmy,s dosappointment he cant get to the fish because there is a special grid over the top.
There is an alleyway bottom of garden which is a short cut to the next road where Church is and a little bus runs to and fro the High Street shops.
I applied for a few jobs today,but I am not able to really start work for a few weeks at least ..I do not want to start work and then take time off for the room meet in York nor go out to work and leave Timmy cat until he is really settled.Timmy seems to like the new place but is pining for his cat friends back in Cotswolds.Every day Hissyfit cat used to come play and carrot the ginger cat used to come indoors with Timmycat.
Soon..in June time Timmy will have a new friend because daughter BB is coming to live with me and bringing her cat Peppa a female all black cat.I just hope Timmy will accept her because Timmy is used to owning the household..but Peppa should enjoy it here because she has always been ket indoors,which is not ideal for cats in my opinion.They need fresh air and excercise and freedom.
Parker moved us in the big removal lorry last friday and started work Monday back at his old job,(but back to the basic start......on the road commercial and domestic gas/electric meter reading ..which then takes him on to installing the meters and then on to debt collecting readings (bailliff access and fraudulent use of gas/electric reporting) and then finally on to adding commercial electric cables into excess meters.
One step at a time for parker.This time he has to use my car for a few months until he is past his 13 week probationary period..but his old boss is actually saying Parker will have car a lot sooner..as he is "old rope"!!!
It is nice to have Parker out in the daytime..so I can crack on emptying more boxes and washing/ironing/cleaning /changing adresses/etc etc and then have the evenings together again.
Parker worked till 10pm when he was in Cotswolds ,and we were never able to go out,so slowly when money starts to come in,we can go off out to the beach or top of the hill for some walks and a drink in da pub.
Parker is outside in the garden chopping down the big hedge trees that the surveyor picked up on his report..saying the roots could groww under the house and cause big movement problems..but also the hedge/tree is 3 foot wide ..so imagine how much garden we will gain.The area he has to clear is about 9 foot long and 9 foot high.
Woohoo we will have more daylight.Of course we can now see over next door..but we will put a fence up to give us all privacy.

Reply
 Message 25 of 29 in Discussion 
From: MSN Nicknamedozy-n-stoneSent: 4/28/2008 10:05 PM
absolutely fantastic to see you back where you finally belong glad you are back full cycle to where you should be as the song says things can only get better only new wonderful thing around the corner for you i can feel it in my water

Reply
 Message 26 of 29 in Discussion 
From: MSN Nickname©Rowan©Sent: 5/3/2008 12:13 AM
Penny, sounds as if last year had some bad luck left over for you.
When we rent house, or an apt. here we have to pay first and last month's rent up front, if there is damage to house the last menth's rent os forfeit, It could have helped you.
But Cheer up things are changing you are back in Portsmouth, closer to your friends.
Even if finances are tight that will change soon, I am sure you work well and do good work, when you pary for your hair to stay as is and no wrinkles you need to get a night cream and a day one to keep your skin tight and clear. My hair is almost white, it has never been died ever, I do not have that many wrinkles. I am trying to grow old gracefuly. Do not laugh so hard you will fall off your chair.  Someone pick penny up.
Take care Posh, I read the whole diary, put end of 2006 and start of 2007 away forget that bit, and please stay the Penny you are, even if we do not see eye to eye.
You are still a Posh Lady,
Rowan.

Reply
 Message 27 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 5/4/2008 8:39 PM

Reply
 Message 28 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 6/16/2008 9:00 PM
OOh ah say!
I got an email from my dutch penpal who I first wrote with in 1982..and the last 2 years since I left Portsmouth..moved to Cotswolds and then back to Portsmouth again..I sent her just a few notes only..I mean what exciting was there for me to write about!!!
This is the email I received..
***********************

Dear Carol,

I am sending you my letter and would love to receive a real letter from you in return! It is so long ago since you wrote a real letter, only short notes. I have the feeling that we are loosing contact in this way. Maybe you prefer the contacts that you have at Penny’s Place? Maybe it is better to just say that, so that I know what you really want. I am really interested in what is happening in your life, also because we know eachother for such a long time already. It would be a pity not to stay in touch!

Much Love Judith


Reply
 Message 29 of 29 in Discussion 
From: MSN Nickname¤Penny¤2Sent: 6/17/2008 1:46 PM
GRRRRRRRRRRRRRRRRRRRR
I painted my daughters flat to sell it..(well it needed doing)..and the estate agent having known me for a long while..asked me to value it..I wrote it down..so did he..
we compared notes..and both had put £74.995 to accept offers over £70k.
Estate agent asked me to show the first viewers..(cos he is offering me a job)..
and the first viewers put in offer for £70k!!
I said £71 and its theirs..
all agreed..got hold of solicitors..paid fir HIp pack ..and that was last wednesday and thursday.
Today Chris estate agent came to see me with bad news..the couple buying it..were getting divorced..the flat was for the husband..he wasnt well day I showed them round..but I put it down to adjustment change..not feeling good about the divorce etc..
today Chris tells me he had heartattack yesterday and not likely he will pull through.
This is awful news all round for them,and us,,
the flat has gone back on market.
primelocation.co.uk
ignore where it says under offer..cos it has fallen through.

First  Previous  15-29 of 29  Next  Last 
Return to ~*~Off Topic~*~