Barry - I found Jane and Richard in 1891 and 1901 as follows:
1891
Living at 3 Lonsdale Yard, Habergham Eaves, Burnley
Richard Baldwin Head 55 Cotton Weaver born Burnley c1836
Jane Baldwin Wfe 33 Cotton Weaver born Carlisle c1855
Richard M. Baldwin Son 5 born Burnley c1886
1901
Still living at 3 Lonsdale Yard
Richard Baldwin 65
Jane 43
Richard M. son 15
Edelle daughter 10
James Son 5
But I haven't yet located her before her marriage. I am wondering if there has been a mistranscription of her name.
Marian