Textured background

We will be making the center background. The outside border was made following a tutorial at Creative Tutorials.

This background was done using PSP9.
You'll need Simple Quick Tile which you can download for free by clicking here.

Let's get started.
Open a transparent canvass 64x64 pixels. Be sure you have your ruler on.
You'll need to zoom in about 400% to see better.
Flood fill with a light color. I used #fbfbf9.
Add a layer and flood fill with the same color.
Go to Effects>>Texture Effects>> texture and choose Grain long deep.
Choose the default settings.
Lower the opacity on this layer to 50%.
Add a new layer and pick a darker color for you dots. I used #98a7c4.
Click on your paintbrush and set it to Size 2, Hardness 100, Step 25,
Denisty 100, Opacity 100.
Place a dot at the following coordinates.
32x28, 36x32, 32,36, 28x32.
Lower this layer to 50%.
Merge visible and apply simple Quick Tile.
Save as a jpg.
That's it.
You can test it out by opening a large transparent canvass 400x400 pixels and flood filling with your tile.