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Hiya JT,
The costs vary. Typically, there's a per transaction charge of around 25ish cents, and rates vary wildly with companies. My charges are 1.79% per transaction. I also have a $10 per month statement fee (most have this). I can put a seasonal hold on mine so I don't have the monthly charges ($10) when I'm not doing shows.
As far as setting one up, shop around!!!! You will need a merchant account and a means of processing the cards. I use a manual imprinter (aka "knucklebuster") at shows and have a regular CC Terminal at home that I punch the sales in at the end of the day. There are many merchant account providers with all different options, you can find some with no monthly minimums but will charge you 300ish dollars for the terminal or software, others will have a monthly minimum but will give you the terminal or software for free. Paypal even offers full-blown merchant account services now. Your best bet is to do a search for Merchant Account services (and check with your local bank as well about setting one up).
Kevin |
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