Oh boy...do I have stories..lol..
There was a time I would lend money to anyone that asked...I guess I believed that everyone felt the same way I did about borrowing things...You pay it back, or return it, when you say you will....No ifs, ands, or buts...Unfortunately I found out the hard way (many times) that not everyone feels that way.
I know it may sound heartless..but friends and money don't mix...Neither does lending cars, or expensive tools...People rarely care for your things the way you do...
Things are great until something gets broken and they don't want, or can't afford to replace it.... I had one so-called friend break a chainsaw and when he returned it, broken...could only say, "well....you can afford another one"...Whether I can afford it or not has nothing to do with it...
Another friend borrowed money from me and didn't even tell his wife (my best friend)..because he was using it to gamble with...I eventually did get the money back...but at the expense of their marriage..and our friendship...
Yet another borrowed my car and got into an accident...Then couldn't afford to pay the deductible..Granted..an accident isn't planned...but when you borrow...it's YOUR responsibility if something goes wrong..
I have lent money to someone I met on line, but it wasn't until after I met them in person....and we have known each other for many years now...A significant amount...They have yet to pay me back, but I know the circumstances...We continue to stay in touch and they have not tried to avoid me or give excuses...That I can handle..
I would never see anyone go hungry...If they need food, I'll buy it....If they need a drive somewhere...I'll take them..I've been burnt too many times...and seen too many wonderful friendships blown apart because of money...
The old saying "Never a lender, nor borrower be" is something I try to live by now...