Dale, do NOT go with MULTIPLY, it tells you you sign away your rights when you become a member, it's adding it's logo to things, it's the last place you want.
Please also don't do the LI route, now they're trying to GUILT you into paying for a site, there is NO NEED to pay for one.
Proboards does EVERYTHING that you need it to do and it's free. I normally do not like to post a link to another site, but to show you how PROBOARDS works, I'm going to show you a site to a group of Irish ladies that tour around the world, I belong to various sites for them and they all use PROBOARDS. It's free, check it out.
This is their site so you can see the setup, this is what LI should have used, not a PAYING site.
This is where you can sign up yourself and once you've joined PROBOARDS, then you can create a community! But here's something to think about too. MSN is going to WINDOWS LIVE - are they charging for their groups or not? If not, why not just wait 2 weeks and check them out!
Here's where you sign up to join proboards.
Hugsssssssss
Sassy *S*