First you take the beans and spread them at the bottom of your baking dish 9x13 works pretty good. then you spread the cream cheese on top of this then the salsa on top of that and last top it with the shredded cheese. then pop it in the microwave for 3 to 4 mins and the dip is done. This tastes great with tortilla chips or some form of corn chip.
PS if you dont have a microwave you can throw it in the oven for about 20 mins and it works too.