Unopened background above.   I make these with the table in the e mail that looks like a calendar.  The advantage is that when msn has problems... these kind sat put. The custom backgrounds lose their graphics and come back when the problem is over.

I also have to keep checking to make sure the graphics maker of the backgrounds didn't close up shop. If so it leaves me with a blank form around the article.

I do it both ways... Just a little lesson on msn stuff.

I can't do htlm codes. Everything I do is on an e mail... very much like this one.  If you know how and want to change it... let me know.